Massage & Bodywork

MAY | JUNE 2016

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C h e c k o u t A B M P 's l a t e s t n e w s a n d b l o g p o s t s . Av a i l a b l e a t w w w. a b m p . c o m . 21 TIPS FOR TODAY Protecting Yourself, Your Business, and Your Future By Brandon Twyford ABMP Associate Editor | brandon@abmp.com If you're a member of ABMP, you already enjoy peace of mind from being part of the largest association for massage therapists and bodyworkers in the country, with liability insurance that sets the standard in the profession. But keeping yourself protected from liability claims isn't the only thing you need to think about to protect yourself and your practice. To ensure your financial and professional success, consider the following tips. DISABILITY INSURANCE If you can't work, you can't earn money. Overuse and repetitive stress injuries are common in the massage field, and they can happen when you're least prepared. No one expects a career-postponing injury to happen, but they do. All too often, people wait until after an injury to explore their disability insurance options, and by then, it's too late. Safeguard your income against injury. Disability insurance will keep you afloat while you're off your feet. LIFE INSURANCE No one likes to think about it, but life insurance is one of the most important things you can do to make sure your loved ones are taken care of, and that your debts don't become their burdens. The younger you are, the more affordable it is. American National Life Insurance lets ABMP members apply online for life insurance without a medical exam. Log in to www.abmp.com and click on "Discounts" to learn more. RETIREMENT Plan ahead for financial independence for your life after massage. Speak with a financial advisor for recommendations on the most secure and profitable options for your situation. In the meantime, always keep in mind the golden rule of retirement planning: the earlier you start, the better off you'll be. HEALTH INSURANCE If you're self-employed, you have no doubt explored the myriad options available for health, dental, and vision insurance. Did you know you get a discount on health insurance through ABMP from companies like Dental Benefits Max, Isurance, and Outlook Vision Services? You can even insure your pet against medical expenses through VPI Pet Insurance. Log in to your account at www.abmp.com and click on "Discounts" to learn more.

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